― There’s one really rotten thing about living in cold weather climates when you’re on a budget: increased utility bills. ∙ Because living a frugal lifestyle is something I’ve simply had to do for all of my life, any increased expense really bugs me. I hate the soaring prices of food and gasoline. To save money on my electric bill, I don’t run the air conditioning in the summer unless it is a miserably hot day (we’re talking temperatures in the 90s). ∙ So when I was single and living [...].