― What is the most important thing in life? It is, of course, health. What we eat and where we step foot can cause incurable illnesses, not to forget the fatal car accidents we hear about everyday. It is therefore no surprise that we spend a major part of our income on medical expenses. Sometimes it becomes a burden because the bills cannot be paid with what one earns. One, therefore, needs to plan for these expenses. No matter how careful you are you will in one way or another fall sick. It is [...].