― ∙ My late first husband, who died ten years ago, still receives mail at my house—though we were divorced for fifteen years before he died. If he were alive, he would be approaching Medicare age. Suddenly, missives from various insurance providers (almost none with identification of the firm involved) are hitting my mailbox every day. I called the number listed on one of the early ones to tell them that Michael was dead. I sent back the cards, which others provided without a phone number, [...].