― By now, life has proved one cliché to be spot on, i.e. the only thing that’s constant is ‘change’. And whether that change is positive or negative, we need to be prepared for the worst. Financial matters manage a big chunk of our happiness, stress, performance at work, peace of mind, and more. But you cannot just save up and set your wealth aside. Inflation and a bad economy can eat up the value of your hard earned money, forcing you to work at an age when you should be kicking up your feet to [...].